Budget Contingency Planning That Actually Works

Most businesses underestimate financial risks until it's too late. We help organisations across Australia build realistic contingency plans that protect operations when unexpected costs emerge. Our programs start September 2025.

View Learning Program
Financial planning workshop with budget analysis materials

Meet Our Lead Instructor

Real experience with budget recovery and contingency strategy from someone who's worked through actual financial crises.

Siobhan Kellaway, Budget Contingency Specialist

Siobhan Kellaway

Budget Contingency Specialist

I spent twelve years managing budgets for regional councils and community organisations. During that time, I saw what happens when organisations don't prepare for the unexpected—delayed projects, staff cuts, and scrambling for emergency funding.

What I learned is that contingency planning isn't about predicting the future. It's about creating frameworks that give you options when things go sideways. And they always do eventually.

In this program, I'll show you the specific methods I used to help organisations identify their actual financial vulnerabilities—not theoretical ones. We'll work through real budget scenarios from Australian businesses and community groups.

  • 15+ years managing budgets under uncertain conditions
  • Developed contingency frameworks for 40+ organisations
  • Specialises in small to medium enterprise budget planning
  • Worked through three major economic downturns
Budget analysis showing variance tracking and adjustment strategies

Regional Health Service Recovery

A regional health service faced a 22% budget shortfall mid-year due to unexpected equipment failures. We implemented a three-tier contingency response that maintained critical services while identifying non-essential spending.

The approach involved weekly budget reviews, stakeholder communication protocols, and a reserve allocation system. Within six months, they'd stabilised operations without cutting frontline staff.

Key Learning: Early warning systems matter
Financial contingency planning meeting with stakeholder collaboration

Manufacturing Supply Chain Disruption

When a manufacturing client lost their primary supplier overnight, their contingency plan kicked in immediately. They'd already mapped alternative suppliers and negotiated standby agreements—something most businesses skip.

This particular case taught us that contingency planning needs to account for supply chain vulnerabilities, not just internal budget items. The company resumed production within three weeks instead of three months.

Key Learning: Map your dependencies

Programme Options Comparison

Different organisations need different levels of contingency planning support. Here's what each programme includes.

Feature Foundation Professional Enterprise
Budget Risk Assessment Framework
Contingency Planning Templates
Case Study Analysis Sessions ×
Custom Budget Review ×
Stakeholder Communication Tools × ×
Quarterly Follow-up Consultations × ×

Investment Options

All programmes run for twelve weeks starting September 2025. Early registration opens June 2025.

Foundation

$1,850 AUD

12-week programme

  • Core contingency frameworks
  • Budget risk assessment tools
  • Planning templates and guides
  • Online resource access
  • Group workshop sessions
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Enterprise

$6,200 AUD

12-week programme + follow-up

  • Everything in Professional
  • Stakeholder communication tools
  • Board presentation templates
  • Quarterly follow-up consultations
  • Priority support access
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